SteadyCoverageTM
Small business insurance in Atlanta

Get covered in one call.

Get a quote, coverage, and proof of insurance, often the same day.

(404) 321-8995
How it works

One call. Three easy steps. Done.

1

Give us a call

Tell us about your business in your own words. No long forms. No logins. Just a real person who picks up.

2

We figure it out together

We run your business through every carrier we work with, read your contract, and match you to what you actually need.

3

Enjoy your peace of mind

You get your quote, your coverage, and your proof of insurance, often in the same call. Then you get back to work.

What we cover

Two policies. Plain English. No homework.

Workers' compensation

When your people get hurt at work.

Workers' comp pays the doctor bills and lost wages if someone on your team gets hurt on the job. Picture a restaurant. A cook gets burned. A server slips. Someone catches a knife. It happens. Without it, you are the insurance policy, and a hurt worker can sue you. Most cities and counties make you carry it the day you open. We will tell you in plain words exactly what you need.

General liability

When someone else gets hurt or something breaks.

General liability covers the everyday accidents that are not your employees. A customer slips by the front door. A delivery worker trips on your steps. Something you sold caused damage. Without it, that one bad afternoon comes straight out of your own pocket. It is usually the exact coverage your landlord, your city, or your contract is asking you to prove.

You came to comply. We make sure you are actually protected.

The easiest part of the whole thing

Give us your contract. We will write just what you need.

Your landlord hands you a contract full of words you have never seen, and you are afraid you will buy the wrong thing online and have it rejected. So stop guessing. Send us the contract or the requirements list. We read it, we put it in plain English, and we write a policy that matches it exactly, nothing missing and nothing extra. The hardest part of buying insurance becomes the easiest. You just forward an email and make one call.

Additional insured Waiver of subrogation Per occurrence Certificate of insurance
Why an agency beats one online quote

One online quote is one quote. One call to us shops them all.

Fill out a form on a direct site and you get one quote from one company. Call us and we shop every carrier we work with in one shot, then bring back the best fit.

One online quote
  • You fill out a long form, alone
  • One price from one company
  • A machine decides. Press one, press two.
  • If it does not match your lease, you find out when your landlord rejects it
  • Headquarters in another state. Nobody knows your name.
One call to us
  • A real person picks up
  • We compare every carrier we work with, including the big names
  • We read your lease before we quote, so it fits the first time
  • We explain every word in plain English
  • A real office in Atlanta with a door you can walk through

Same big carriers. A very different experience.

Real people, real place

Meet the people who answer the phone.

We are a small local team working out of a real office right here in Atlanta. When you call, one of us picks up, listens, and walks you through it.

The Steady Coverage team in front of the Atlanta skyline
Andres
Partner. Over a decade in the business.
Valentina
Office agent. Often the voice when you call.
Niko
Founder. Started the agency in 2007.
Sí, hablamos español

Prefer Spanish? Just say the word.

Steady since 2007

Owners have trusted us for years, and they stay.

We have been writing small businesses in Atlanta since 2007, and Niko and Andres have been partners for over a decade. Our clients tend to come once, get covered, and quietly renew with us year after year. That is the whole idea behind the name. Steady clients, steady protection, a steady hand to call.

In their own words

★★★★★

"Andres really saved me when I was panicking at the last minute. I had one day to get covered and no idea the quotes would be so high. A friend referred me to Andres, he quoted me a great price, and I was insured within 30 minutes. I highly recommend Andres, who did a great job helping me in a pinch."

Kimberly V.
★★★★★

"Amazing, so nice and very professional staff, the lowest price that will fit any budget. I have been with them for 5 years now, and they are the best in town. Ask for Nicolas."

Nenad N.
★★★★★

"They have been my go-to for the last 10 years. Very professional, consistent, and always working hard to find me the best deals. I highly recommend the whole team, one of the best in Atlanta."

Dariella B.
Questions owners ask us

Plain answers, before you even call.

Do I need workers' comp for my restaurant in Georgia?
In most cases, yes. Once you have employees, Georgia and most cities require workers' comp. It pays the medical bills and lost wages if someone gets hurt on the job. Call us and we will tell you exactly what your business needs.
What is general liability insurance, in plain words?
It covers everyday accidents that involve other people, not your employees. A customer slips and falls. Something you sold causes damage. It pays the claim so one bad day does not come straight out of your own pocket.
My landlord's contract says I need insurance. What do I actually need?
Send us the contract. We read it, translate the confusing parts, and write a policy that matches it exactly. That is the part our clients love most.
Can I really get covered the same day?
Often, yes. When your business qualifies, we can give you a quote, bind your coverage, and send your proof of insurance in the same call. Some cases take a little longer, and we will tell you straight.
Do you speak Spanish?
Yes. We are fully bilingual. If you are more comfortable in Spanish, just say the word. Hablamos espanol.
Ready when you are

One call and you are covered. Let's talk.

Whatever you need to prove you are covered, we will sort it out with you on the phone. Most of the time we can quote you, get you covered, and send your proof of insurance the same day.

A real person in Atlanta is ready to pick up.

Call us now